The word every child hates to hear: responsibility. As soon as they hear the word, it seems they quickly run in the other direction. However, how many times have you said to yourself now that you are an adult, “I wish I knew then what I know now”? Keep your children from falling into this category by teaching them now what they’ll need to know later. Teach Them While They Are Young Read on →

Currently, you are probably working room to room, cleaning out closets, dusting off baseboards, etc. All the cleaning has probably even had your brain turning with ideas of what you would like to one day do different with the room. Well, why not make that “one day” today?! Make Your Home New Again Look up. That may not be the first place you look when it comes to adding to your renovation “wish list,” but it is probably the most important—especially since it is the roof that covers your family’s head. Read on →

Do you feel like you are spending more money repairing your car than what it is actually worth? Maybe you have a baby on the way this year and need to trade in your two-door car for a more family-friendly vehicle? No matter what your reason is, there are steps you can take to make sure you are ready for your new car loan. Prepare for a New Set of Keys Read on →

Forget about your closet! What you really need to focus on this spring is cleaning out your finances, so you can start enjoying financial success in the future! Plus, who knows, cleaning out your finances may make room to afford a new spring wardrobe when you do start clearing out your closet! Shake Off the Winter Finances The sun is shining. The birds are chirping. And with these tips, your wallet could be growing! Read on →

When the gas prices went up a couple of years ago, the cost of groceries inevitably went up, as well. However, even though the gas prices have now made their way back down, it seems the cost of groceries is still staying at higher ground—if not even higher than that! Fortunately, there are ways to cut down on your grocery bill even if the cost of groceries is still high. Read on →

It may be February already, but some of us are still falling back into the bad money habits from December. STOP! Set your finances up for success in 2016 by starting to create good money habits today with these tips! Save Your Money Believe it or not, you do not have to keep living paycheck to paycheck. In fact, you can actually save more money this year if you just watch your spending and start making healthy financial decisions with these tips. Read on →

It has not been that long since the holidays were here. Therefore, you are probably still suffering from some of those bad money habits you picked up during the Christmas season, such as spending more than you were saving due to gatherings, gifts, etc. The time has come to start staying goodbye to those unhealthy financial habits and hello to getting your money back on track for 2016. Take Back Control! Read on →

Congrats on your decision to purchase your first home! While buying a new home comes with a lot of emotions—excitement, nervousness, happiness, worry—the best feeling comes from being as financially prepared as possible before signing the dotted line. One of the first things you can do is save up for your down payment. Saving for the Down Payment Your down payment is the amount you will need at the closing of your new home. Read on →

Want sunshine on a cloudy day? You can have it with a savings account! Savings Account = Financial Freedom Have you been putting off starting a savings account because you need every penny of your paycheck? Well, wait no longer. You cannot afford not to have a savings account. And while you may not be able to put as much back as you want to initially, here are some reasons why saving even $10, $20, or $50 at a time can be beneficial to your financial future. Read on →

Was 2015 not has financially sound as you had hoped it would be? Have no worries! 2016 is right around the corner, which means a new year to give your financial health a boost! Make Some Financial Resolutions Things happen. An unexpected surgery. A loss of a job. Your car breaks down. Lots of things can happen that get your finances off track. Fortunately, there are always ways to turn things around, including your money. Read on →