One of the main resolutions people make after every New Year’s Eve celebration usually has something to do with finances—preferably saving. If your resolution was to save more money, how are you doing in meeting your yearly goal? Did you save the amount of money you aimed for? Or have you yet to save a dime? Start turning those bad spending habits into good saving habits starting today! Time to Go on a Diet Read on →

Now that the kids are back in school, they may be trying to talk you out of making them do chores. However, chores not only give children the opportunity to make a contribution to the household, but chores also help teach them responsibility and respect. Therefore, even with school in session, it’s important to continue giving your kids chores—although you may want to modify them to fit their school schedule better. Read on →

While some of you are ready to start experiencing cooler weather and attending football games, there’s something else to get excited about this month—saving money! Saving September Have you been thinking about purchasing a new vehicle this year? Or maybe you are adding to your family and need a larger vehicle with more seats? No matter what the reason, September may be the perfect month to car shop since many dealers receive new models during this time, which means a discount on current stock to move the older models out faster and make room for new inventory. Read on →

Are you tired of living paycheck to paycheck? Bring yourself—and your finances—back to life by learning better money management skills. Manage Your Finances While the following money management tips seem simple, it’s easy to get back in the habit of making bad financial choices. The key to making these management tips a success is sticking to it. No matter how much you want that instant gratification, the purchase is just not worth a life of debt and living paycheck to paycheck. Read on →

So, the time has finally come. Come fall, it is out of the nest and on your own, which means no one is there to hover over you to see what you are spending your money on, or to bail you out of financial issues. You are finally an adult, and are now responsible for your own funds. But don’t worry. Here, we have tips to help you make sure your first year of school is a financially successful one! Read on →

Can you believe it?! It may seem like summer started yesterday, but - in reality - we are halfway through the season, and the next school year will be here before you know it! Which means, it is time to start thinking and planning the back-to-school budget. Get a Back-to-School Budget Now that back-to-school shopping is about to be headed your way, it is important to remember that while you need to establish a spot in your budget for school essentials, you cannot forget about the rest of your household responsibilities. Read on →

Americans are living longer and longer nowadays with the advances made in health care. This means the retirement plans of years past do not necessarily work for today. The amount of money needed for a retirement fund back in 1980 is not going to even touch what you need in your retirement account today, especially with cost of living being higher than it was back then. Therefore, you want to make sure your retirement fund is in it for the long haul. Read on →

Oh, the dreams we have of our wedding day when we are growing up. The cake. The flowers. The dress. Oh, the groom, too! But what we are not thinking about is all the costs associated with a wedding day. Needless to say, the dreams we once had are quickly squashed by the amount of money that adds up for our wedding day. Fortunately, that doesn’t mean our dream wedding has to die. Read on →

School is out for summer! Woohoo! You probably felt this day would never come, but here it is. Now, it is time to do a little something for you. How about putting more back into your savings account this summer? Build Your Savings Account While most people use their summer as a chance to go away on vacations and weekend trips, you can use your summer to your advantage by utilizing these tips for boosting your savings account. Read on →

Growing up, how many times did you say to yourself, “I cannot wait until I become an adult, get my own job, make lots of money, and buy this and that!” Chances are, you did many times—especially during your teen years. However, then the day finally arrived when you did become the adult. And while you can now buy this and that, there are other things you forgot to consider when “dreaming” during your younger days, such as rent/mortgage, utility bill, car payment, etc. Read on →