Cleveland Bradley County Teachers Federal Credit Union wants you to have as much money in your pocket as possible this summer—and beyond. Here are some ways to help you build a strong foundation for saving money for months and years to come! Establish a Process for Saving Money To start saving, you don’t automatically have to make a drastic change and stop spending. While every penny does count when it comes to saving where you can, there are ways to start small when saving, and—then—build up as you grow more comfortable. Read on →

Cleveland Bradley County Teachers Federal Credit Union wants to congratulate you on welcoming a new bundle of joy into this world! Whether your newborn just arrived or you’re preparing for a new addition in the near future, it’s important to know what financial changes need to be made as you make way for baby. There’s a Baby on the Way First things first, you want to make sure you have a life insurance policy in place. Read on →

Chores are an important part of a child’s development, and our team at Cleveland Bradley County Teachers Federal Credit Union wants you to get a handle on the chore battle—and win! The Benefits of Chores For some reason, many parents now-a-days have moved away from making their children perform chores at home, but why? Especially with all the benefits chores can bring a child. Chores, such as having your kids take out the garbage, do their own laundry, wash the dishes, etc. Read on →

When it comes to obtaining a loan, your credit score is important, and our team at Cleveland Bradley County Teachers Federal Credit Union wants to offer you some tips on improving yours! Achieving an Excellent Credit Score So, how do you become one of the lucky ones with an excellent credit score? It’s actually pretty simple. First, pay your bills on time. Stop waiting until the last minute to pay your bills. Read on →

We don’t know about you, but we’ve been daydreaming of summer, and at Cleveland Bradley County Teachers Federal Credit Union, we want to help you save for the summer vacation of your dreams! Nothing Beats a Summer Break A vacation is supposed to allow you to take a break from your life and live stress-free for a moment in time. However, nothing is more stressful than trying to find the funds for a vacation at the last minute. Read on →

Whether you made renovations to your home in 2016 or you have plans for a remodel this year, it’s important to know the tax breaks you could be eligible for once your home is complete. Tax Refund, Please! Home renovations can be stressful. But after they’re complete, they’re usually worth it. And receiving a tax break for them is just icing on the cake. Just like interest on a home mortgage loan is tax-deductible, so is the interest on a home equity loan used for improvements—up to $100,000. Read on →

You may think, “How in the world am I under so much financial stress already this year?” Well, for starters, just because you made a resolution to do better money-wise in 2017 doesn’t mean that the finances of 2016 didn’t follow you into the new year. But you can get your financial stress under control. Goodbye, Financial Stress. Hello, Financial Freedom! Honestly, do you know exactly where each dollar of every paycheck goes? Read on →

Whether you’re living paycheck to paycheck, overspent over the holidays or are looking to improve your money habits, finding yourself on better financial ground is something we all should strive for this year. Do you know where to start? Take Your First Financial Steps You’ve already accomplished the first step—becoming aware that your financial habits need to be changed. Next, you want to sit down with your paycheck and your receipts from the last two to three months. Read on →

So 2016 didn’t go as well as you had hoped it would in the “savings” department. But that doesn’t mean 2017 has to be a disappointment financially for you, too. All you need to do is focus on turning your bad habits into good ones for the new year. Up Your Savings Game First, you need to change your way of thinking. For most people, they think earning more money is the only way to be able to save more. Read on →

Being a parent means passing along good habits, such as how to handle conflict, respect for elders, succeeding in school, etc. However, we often forget to pass along lessons and good habits around money. Therefore, make 2017 the year you start building up good habits in your children financially! Gift Your Children With Money Confidence When it comes to teaching your children money lessons, the earlier the better. However, even if your child is headed to college this year, now is still a good time to start teaching the financial habits needed to become a financially successful adult. Read on →