By now, your students and children probably have a million ideas of what they want to be for Halloween. The team at Cleveland Bradley County Teachers Federal Credit Union has some tips to offer to help you and your family have a spook-tacular Halloween without breaking your budget. Halloween on a Budget Last year, Americans spent approximately $8.4 billion on candy and costumes during Halloween, according to the National Retail Federation’s survey. Read on →

Already missing those summer vacation days? The team at Cleveland Bradley County Teachers Federal Credit Union wants to help you turn your frown upside down by showing you how many savings the month of September can bring! Once you read about the perks, you might never want to go back to summer. (OK, that probably takes thing a little too far!) Moneysaving Tips for September The following are ways to help you maximize your savings this September. Read on →

Remember how quickly a new school year arrived? Well, the team at Cleveland Bradley County Teachers Federal Credit Union recommends that you go ahead and get started preparing for the holidays now. Why? Because the holidays will be here before you know it. Don’t you want to be more financially prepared than you were last year? Give a Gift That Doesn’t Leave You in Debt Who doesn’t want to give their loved ones exactly what they want for the holidays? Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union knows that while you love what you do as a teacher, chances are that you are not going to want to be a teacher forever. Therefore, it’s important to start saving for retirement with that very first paycheck. Planning for a Successful Retirement First, you need to get a plan in place. You have a destination you want to reach—retirement. Now, you need to figure out the path to get there. Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union knows how crazy getting back into school mode can be for teachers. Check out these tips on how to make the process easier. Start the Year Off Right! One of the best things about a new school year is that it’s a completely fresh, new start. A new class, a new year, a new way of thinking. It’s time to take the lessons you’ve learned over the years and put them to good use with this new class. Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union understands how important it is to save every penny where you can. One of the most popular ways of saving money, especially when grocery shopping, is by using coupons. But how can you save money this summer with coupons while also not wanting to pull your hair out? Coupons Made Easy While you might think the Sunday morning newspaper is your “go to” to make using coupons a success, it’s important to remember not to throw all your eggs into one basket. Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union knows how things can happen and debt just keeps on piling up. However, we also want you to know there is a way out of debt—it just might take a lot of work, motivation and willpower to get there. But when you’re considering strategies to pay off your debt, there are some things you should avoid. What Not to Do When Trying to Pay Off Debt Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union understands that school being out for summer usually means a break from education. However, while you take a break from “teaching” this summer, you may want to focus on learning instead to bring different ideas to the classroom in August. Recharge This Summer the Knowledgeable Way Improve upon your experiences this summer by learning more about not only yourself—but the field in which your passion lies, which is teaching. Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union wants to help you make saving money a habit. And now that school’s out for summer, there’s more time than ever to concentrate on building your emergency fund with these tips! These Habits Make Perfect “Cents” One of the best ways to start making saving money a habit is to have a certain amount of your paycheck deposited directly into your savings account. Read on →

The team at Cleveland Bradley County Teachers Federal Credit Union wants to know who’s ready to earn some extra income this summer. Is it you? Perfect Jobs for Teachers Over the Summer Now that school is out for summer, it’s time to see what you can do to earn some additional income over the next few months before the 2017–2018 school year begins. Remember, this doesn’t mean you can’t have some fun this summer by taking a day or two here and there to relax, but these ways to make extra income can be fun and financially worth it! Read on →