While most financial professionals recommend their customers have at least a $1,000 in an emergency fund, many Americans do not have it. As a result, when a financial emergency strikes, people are pushed further and further into debt. Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to know how you can boost your savings account this year—even if you are beginning at $0. You Have to Start Saving Somewhere Let’s take a look at how you can start saving as soon as possible: Read on →

Chances are you have been waiting for winter break to arrive for a while. In reality, you probably started your holiday break countdown after returning to school from Thanksgiving break, and we don’t blame you! Our team at Cleveland Bradley County Teachers Federal Credit Union understands how important it is for teachers to take a break in order to refresh and recharge. That’s why we want to offer some tips to help you do just that. Read on →

Students aren’t the only ones looking forward to the holiday break—teachers are, too! And we don’t blame you. It has been a long stretch between fall and winter break, so that time away will be a good time for both students and teachers to refresh and recharge. Our team at Cleveland Bradley County Teachers Federal Credit Union wants to offer you tips on how you can make it through the school year until winter break arrives! Read on →

Has the countdown already started toward holiday break? While it could be a great time for some rest and relaxation, if you play your cards right, it could also be a great time for making some extra cash! Our team at Cleveland Bradley County Teachers Federal Credit Union wants to offer some tips on how you can use your holiday break to your financial advantage this season! Let’s take a look at some ways you can make some extra money this holiday season so that the season of giving doesn’t turn into the season of debt: Read on →

Just like you did a countdown until fall break, chances are that your countdown is now on until the start of the Thanksgiving holiday! Our team at Cleveland Bradley County Teachers Federal Credit Union wants to help you to prepare for the journey home for Thanksgiving by getting your car ready for the drive. Hit the Road for a Holiday Road Trip Let’s take a look at some ways you can be sure you and your car are ready to hit the road this holiday season: Read on →

Can you believe we are only a few months away from Christmas? Wow—time just flies! Remember last holiday season when you wished you had started saving a lot faster than you did? Well, our team at Cleveland Bradley County Teachers Federal Credit Union is here to remind you that the time is now to start saving for the holidays! Are you ready? Let’s take a look at some ways you can start saving for the holiday season: Read on →

Does it always seem that when payday comes, you have money for a second before it all goes to monthly bills and other expenses? You are not alone. In fact, one study found that around 78% of American workers are living paycheck to paycheck. How can you manage if you’re part of that number? An effective budget is your best friend. Looking to create a budget or to optimize the one you have? Read on →

If there is anything fun that comes with season changes, it is the fact that you can start switching out your home decor. How many of you are ready for the fall season? Our team at Cleveland Bradley County Teachers Federal Credit Union understands how expensive home decor can be, especially during season changes. So we want to share some tips on how you can easily switch out your home decor in order to celebrate fall without breaking the bank. Read on →

Now that a new school year is in full force, you might be counting down not until the holidays, but until fall break! Are you planning to use that week off for some rest and relaxation to recharge your batteries? Our team at Cleveland Bradley County Teachers Federal Credit Union wants help make sure you have enough money in the bank to take the fall break vacation you deserve! Read on →

We know it sounds crazy. Right now everyone is just trying to get back into school mode, and our team at Cleveland Bradley County Teachers Federal Credit Union is bringing up the holiday season! Are we nuts? Well, believe it or not, talking about the holidays right now isn’t too far of a stretch, since Christmas is just over four months away. Therefore, we want to talk to you about holiday saving now so that when the shopping days of November and December arrive, you and your finances will be good to go! Read on →