When many people think about stress, they think about the effects stress can have on their health—and rightfully so. However, in order to better manage stress and keep it from affecting your health, you need to know the culprit, which could actually be your finances. Did you know that around a third of Americans are stressed about their finances regularly? Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to help you find ways to overcome financial stress. Read on →

We are all definitely going through something we have never gone through before in life. As we enter a season of the unknown, it is important to focus on the things we can control rather than the things we cannot at this time. As a result, our team at Cleveland Bradley County Teachers Federal Credit Union wants to share some practical ways you can save more money during this time so that you can be better prepared for what could possibly happen in the future. Read on →

Will you be receiving a tax refund this year? Before you get to spending that hard-earned money, there might be a few things you want to consider. Our team at Cleveland Bradley County Teachers Federal Credit Union want you to take a look at ways you can use your tax refund to your financial advantage this year. Start here: Put Your Tax Refund to Work The average tax refund for the tax year 2018 was around $2,781. Read on →

During the holiday season, it is extremely easy to get into the bad habit of spending more than you make. However, because we get into this bad habit during November, December and even January, it can keep continuing on until it becomes a year-long problem. Stop! Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to get back on track with your finances by cutting back on impulse buying and being more intentional with your personal finances. Read on →

Who has been counting down until spring break? Chances are that you have been counting down since President’s Day—maybe even before! Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to live your best life this spring break without breaking your budget in the process. Spring Break Is Needed Teachers have a hard job. There is absolutely no doubt about it. As a result, breaks like spring break are not only wanted—they are needed. Read on →

Life happens, and we can’t always know what is to come day after day. However, what we can do is be financially prepared by establishing a strong emergency fund. Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to learn how you can build an emergency fund so that when the challenges of life happen, you can be as financially prepared as possible. Ways to Build an Emergency Fund While there are a number of ways you can go about establishing an emergency fund, it is important to make sure you take the avenue that works best for you and your finances. Read on →

It’s beginning to look a lot like…tax season! The big day, April 15, will be here before you know it, which is why our team at Cleveland Bradley County Teachers Federal Credit Union wants to start getting you as prepared as possible, so that you don’t have to stress at the last minute when filing your taxes. Preparation Is Key for Tax Season Rather than waiting until the first of April to start getting your tax documents in order, start preparing now so that you are ahead of the game come April 15! Read on →

We all have our bad habits. However, when it comes to our bad habits affecting our finances in a negative way, it is time to take action! Our team at Cleveland Bradley County Teachers Federal Credit Union wants to help you take a step ahead in your financial future by learning how to manage your finances in the best way possible. Read on as we offer three key suggestions: Read on →

While most financial professionals recommend their customers have at least a $1,000 in an emergency fund, many Americans do not have it. As a result, when a financial emergency strikes, people are pushed further and further into debt. Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to know how you can boost your savings account this year—even if you are beginning at $0. You Have to Start Saving Somewhere Let’s take a look at how you can start saving as soon as possible: Read on →

Chances are you have been waiting for winter break to arrive for a while. In reality, you probably started your holiday break countdown after returning to school from Thanksgiving break, and we don’t blame you! Our team at Cleveland Bradley County Teachers Federal Credit Union understands how important it is for teachers to take a break in order to refresh and recharge. That’s why we want to offer some tips to help you do just that. Read on →