You likely already know your credit valuation is used as a quick assessment tool by a seemingly ever-growing list of people and organization who control the important things in life. Not confined to judging your worthiness for a loan, credit scores are sometimes required of hopefuls for apartments, jobs and potentially even dates. Given all that, it’s obvious how important it is to ensure your credit score is accurate and paints as positive a picture of you as possible. Read on →

As we head into the summer months in a world of economic and health uncertainty, we’re all looking to save a few dollars everywhere we can. Fortunately, there are some easy and, in some cases, even fun ways to do just that as southeast Tennessee moves into the dog days. Use a programmable thermostat. We all know cutting down on the amount of work your air conditioner has to do can reduce your monthly utility bills, but that doesn’t mean you have to suffer in sweat all day. Read on →

With a global pandemic on and so much uncertainty about the economy, buying a car may be the last thing on your mind. Still, car dealers are taking steps to keep you safe while making the car buying process easier and more convenient, and there are some incredible deals out there for the taking. According to the auto industry analysts at Edmunds, April was the worst month for car sales since at least the early 1990s. Read on →

While this spring might not look like how we envisioned, it doesn’t mean that we still cannot move forward with our plans for the future! In order to plan for the future, we want to make sure we have our personal finances in order. What better way to get our finances in order than by finding ways to save money where we can? Our team at Cleveland Bradley County Teachers Federal Credit Union wants to share some tips on how you can do just that. Read on →

When many people think about stress, they think about the effects stress can have on their health—and rightfully so. However, in order to better manage stress and keep it from affecting your health, you need to know the culprit, which could actually be your finances. Did you know that around a third of Americans are stressed about their finances regularly? Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to help you find ways to overcome financial stress. Read on →

We are all definitely going through something we have never gone through before in life. As we enter a season of the unknown, it is important to focus on the things we can control rather than the things we cannot at this time. As a result, our team at Cleveland Bradley County Teachers Federal Credit Union wants to share some practical ways you can save more money during this time so that you can be better prepared for what could possibly happen in the future. Read on →

Will you be receiving a tax refund this year? Before you get to spending that hard-earned money, there might be a few things you want to consider. Our team at Cleveland Bradley County Teachers Federal Credit Union want you to take a look at ways you can use your tax refund to your financial advantage this year. Start here: Put Your Tax Refund to Work The average tax refund for the tax year 2018 was around $2,781. Read on →

During the holiday season, it is extremely easy to get into the bad habit of spending more than you make. However, because we get into this bad habit during November, December and even January, it can keep continuing on until it becomes a year-long problem. Stop! Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to get back on track with your finances by cutting back on impulse buying and being more intentional with your personal finances. Read on →

Who has been counting down until spring break? Chances are that you have been counting down since President’s Day—maybe even before! Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to live your best life this spring break without breaking your budget in the process. Spring Break Is Needed Teachers have a hard job. There is absolutely no doubt about it. As a result, breaks like spring break are not only wanted—they are needed. Read on →

Life happens, and we can’t always know what is to come day after day. However, what we can do is be financially prepared by establishing a strong emergency fund. Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to learn how you can build an emergency fund so that when the challenges of life happen, you can be as financially prepared as possible. Ways to Build an Emergency Fund While there are a number of ways you can go about establishing an emergency fund, it is important to make sure you take the avenue that works best for you and your finances. Read on →