What's on Your Financial To-Do List? | Cleveland Bradley County Teachers Federal Credit Union
Black Friday, Cyber Monday, oh my!
The deals of the holiday season are approaching faster than ever! However, before you go on your holiday shopping spree, the team at Cleveland Bradley County Teachers Federal Credit Union wants you to consider your financial options to ensure your shopping trip doesn’t turn into debt.
Shop Smart This Holiday Season
Who doesn’t want to make sure they purchase a gift for everyone on their holiday list? We all do! However, that doesn’t mean we should break our budget to do so.
Although the deals of Black Friday and Cyber Monday might feel like they are too good to pass up—if you can’t afford it, pass!
While you want to save money where you can so that you can purchase a gift for everyone, make sure the savings are really worth the cost when shopping these deals.
In addition, don’t forget about things you can make rather than buy. Sometimes the gifts made from the heart mean the most, especially around the holiday season.
Don’t Forget About the Doctor
When shopping for everyone else this holiday season, don’t forget to “shop” for yourself. One way to treat yourself while saving money is to go ahead and visit your doctor before your deductible starts over in January.
Have you still not had your yearly wellness check? What about your annual mammogram, or six-month dental check-up? Get these appointments in before your benefits are going, going, gone!
Think Big!
Although toys and smaller gifts might be on your holiday buy list this season, don’t forget about the discount bigger items can bring. In fact, November is an ideal time to purchase an appliance.
Therefore, if your refrigerator is on its last legs or you have been needing a new washer or dryer, now might be the best time to go appliance shopping before the deals end.
Do you want to be in a better financial place next holiday season? Visit the Cleveland Bradley County Teachers Federal Credit Union website to learn how our holiday savings account can help you when saving money for next Christmas.