How to Keep Your Budget on Track | Cleveland Bradley County Teachers Federal Credit Union

February is here! Are you sticking with your resolution to stay within budget this year? If you could use some help staying on track, our team at Cleveland Bradley County Teachers Federal Credit Union has some tips to help!

3 Ways to Stay on Budget

There are never enough words to explain the importance of a budget when it comes to your overall financial health. Let’s dive into how you can stay on the right path toward budgeting success in 2018!

First, always make a list. Even if you are just going to the local store for a few toiletry items, you still need to make a list and stick to it. That second part is the most important part of the tip. It’s not enough to simply create a list. You’ve got to force yourself to only purchase the items on the list and none of the ones that pop into your view while you’re shopping.

Second, you need to keep track of your everyday expenses, especially during the first few months of the year. Doing so can help you get a more accurate picture of where your money is going each month. Remember that your budget is a living, breathing document. That means it can—and should—evolve and shift as your needs do. You may find that you need to allot more money in one category and less in another as the year goes by.

Finally, share what you are doing with others. Just as you need accountability when it comes to healthy habits, you need accountability partners for your financial habits, too! Therefore, don’t be afraid to tell close friends and family about your financial goals so that they can help you along the way!

Are you making saving money a part of your budget? Visit Cleveland Bradley County Teachers Federal Credit Union today to learn about our Share Account!