Get Your Money In Shape! | Cleveland Bradley County Teachers Federal Credit Union

Did you have a little too much fun while on spring break? Have you fallen behind on your financial goals for the year? Don’t give up just yet on improving your finances in 2019.

Our team at Cleveland Bradley County Teachers Federal Credit Union wants you to learn how you can start whipping your personal finances into shape this spring!

Start here:

Tackle Your Debt

While you might know you are living in debt, do you really know how much debt you have? Take time to list out your debt. Who do you owe? How much do you owe?

Then, create a list of your debts from highest to lowest amount owed and start making a plan to snowball your debt so that you can start living a life of financial freedom—not in debt!

Create an Automatic Savings Deposit

If you see money come into your account, you are more likely to spend it. However, if you never see it, then you won’t know you even had it to spend!

Therefore, try having some of each paycheck deposited directly into your savings account so that you can start building your savings before you have a chance to spend the money on wants.

Make a Financial Dream Board

You might have heard how people create vision boards for their career, life goals and so on. The same idea can help when you are trying to improve your personal finances.

Whether you are wanting to save money for retirement or take a vacation, create a vision board and place it where you can see it on a daily basis. That way you will be constantly reminded about where you want your money to go and what goals you want to achieve financially!

Do you need to start a savings account in order to save money for a rainy day or for retirement? Give our team at Cleveland Bradley County Teachers Federal Credit Union a call today!